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To avoid unwittingly taking responsibility for his debt, do not take out a joint consolidation loan and keep your own money and property separate and in your own name. This customer may have bought the car on a short-term loan — say, two years. As with most credit cards, there is an interest-free period of 56 days.

I’ve found it very hard to get loans as a single mother on centrelink. A Rent Zestimate® is Zillows estimated monthly rental price, computed using a proprietary formula.

With overworked and underpaid people in mind, do not write a book instead of a letter. Lenders are allowed to quote rates other than the annual percentage rate, and sales people often like to quote a flat rate.

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