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Many credit cards and home equity lines of credit with variable interest rates have their rate specified as the prime rate (index) plus a fixed value commonly called the spread or margin. Some variable interest rates may be expressed as a percentage above or below prime rate. Alternatively, a cashier may increase career growth opportunities by taking night courses and receiving a professional certification, such as the certified bank teller (CBT) designation. Find out what interest rate you're being charged and then turn over your statement view todays prime rate and read the fine print in light gray type that gives the details.

The term originally indicated the rate of interest at which banks lent to favored customers, i.e., those with high credibility, though this is no longer always the case. Most issuers charge interest based on the average daily balance, which is calculated by adding view todays prime rate each month's daily balance and dividing that number by the number of days in the month. A balance transfer rate does not always apply to new purchases as well.

Dole supports these goals with a corporate philosophy of adhering to the highest ethical conduct in all its business dealings, treatment of its employees, and social and environmental policies. He has a passion for sports and has spent more than 15 years as a coach.

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