Finance Programs and Objectives

With the card you buy your ticket anywhere and then get the price refunded from Capitol One if you have enough miles in your account. After clicking on the offer you desire you will be taken to the credit card issuer's web site where you can review the terms and conditions for your selected offer. Ford cars, suvs, trucks crossovers ford vehicles. Capital One® Venture℠ Rewards Credit Card. I understand they're in this to make money so I can see why they capital one miles card changed the rules, but geez, don't be so sneaky about it. So.without an advanced math degree,we're all.basically.clueless.

They are simply buying a ticket from the airlines, so as long as a seat is available, and you have enough "miles" to cover the price, it's yours. Those tickets would sell at $6000 each or more. So if you’ve earned those miles with American, Citi got those fees, not Capital One.

Payday loans online that accept metabank. Reward redemption is not limited to airline purchases alone. You get 24-hour travel assistance services which will be helpful if you require any information relating to your travel such as passports, visas, immunizations etc.

He attempted to justify it by reminding me that I could earn 2 miles per $1 on travel/entertainment. You can compare your potential earnings with a Venture card to what you might receive from other major travel rewards card issuers. It does have an annual fee though, so if you are planning to spend less than $3000 a year on the card, you should probably opt for the Capital One VentureOne Rewards Credit Card which gives you 1.25 miles per $1 spent on any purchases, which is 25% more miles per dollar compared to that offered by some other rewards cards and has no annual fee. You can book flights thru Cap 1 but I haven't tried them yet.

As Brian_in_Charlotte has described, the amount of 'miles' necessary for redemption is totally dependent on the cost of the purchased ticket multiplied by a certain factor. No credit check mortgage lenders free yearly credit report application derogatory. I don't mean to step on socialworker's post but I juct had this thought the other day and meant to post.

If you don’t intend to travel, you also have the choice to redeem your miles for gift cards, cash back, merchandise, etc. After the first year, you will have to pay an annual fee. The Capital One Venture Rewards is a great rewards credit card since it gives you 2 miles per $1 spent on any purchases, which is more miles per dollar than what many other travel rewards cards offer. While we do our best to ensure that the information is as accurate as possible, we cannot make warranties regarding the accuracy of our information.

A coach ticket from US to Africa would cost me 80,000 miles. Redeem your miles for any travel expenses, such as air tickets, hotel capital one miles card accommodation, vacation packages, cruise line and auto rentals. I do not have any FF cards, including Capital One cards and have no hassle getting an airline ticket on the day I wish to fly. Would the CapitalOne Venture be a better cc for points even with the annual fee. I like getting more for my "money" or should I say more for my "miles" than Capital One offers. Refinancing accounts for of mortgage refinancing now at 2.5 activity, while only.

Can anyone who has had a good or bad experience, please let me know. I've had a capital one card for a number of years and have used it often both on donestic flights and most recently to eastern Europe. Jul mitsubishi own every road sales event is happening right now at your local. Big spenders will benefit the most from this card; the extra miles earnings (equivalent to 0.75 cent per dollar spent) will pay back the annual fee after the first $7,870 in charges, and only then do cardholders benefit from the extra points earnings.

The new Capital One Venture cards up the ante on travel rewards programs, literally “going the extra mile” by offering new cardholders from 1.25 to 2 miles per every dollar spent, enabling users to rack up bonus miles at twice the speed most other rewards credit cards allow. Visit Capital One’s website and check out their mile calculator on the Venture card page. People with excellent credit who don’t mind paying a $59 annual fee (waived the first year), might prefer the Capital One Venture Card, which lets users earn whopping 2 miles per dollar spent.

Can you explain how this is different from other mastercard's out there. No introductory 0% APR on balance transfers. If you are going to spend more than $3,000 on your card in a year, the annual fee will be very worth it since you will earn double miles on everything you spend on.

One major downside is that you need to work pretty hard to figure out what you can do with a No Hassle Mile until you’re a cardholder – CapitalOne isn’t much for transparency. Also great selection of gift cards to choose from, Amazon, Target, Shell gas, Walmart. However, the $250 you receive in rewards from the 25,000 bonus miles covers almost 5 additional years on top of the free 1st year. The more you spend on your card, the more miles you will earn, without any maximum limit. What do I do--I use dividend cards (AMEX and Dividend CitiCards) and pay "retail,consolidator, or APEX" prices -- Why.

Will I be able to transfer my current points to this new account if I decide to switch. You only incur interest charges if you don’t pay your bills in full by the due date every month, otherwise, you don’t pay any interest at all. Refinancing accounts for of mortgage 2.5 refinance mortgage activity, while only. This site may be compensated by credit card issuers when a reader applies for a credit card through the links on this site.

I'd also look into a cash rebate card as an alternative. Also capital one lets you upload pictures as the image on the card. You will enjoy the benefits of having a 0% introductory APR on all your purchases until November 2013, after that you will have to pay a variable APR of either 11.9%, 15.9% or 19.9% depending on your credit score.

However all credit card information is presented without guarantee. International travelers will particularly appreciate that both cards charge no foreign transaction fees on purchases made while travelling abroad; foreign transaction fees otherwise range as high as 3.5 percent on most credit cards. What an informative thread - esp for those, like moi, who thought they had a pretty good deal going. First of all, the value of the miles is a straightforward one cent per miles, so knowing the value of your earnings and calculating how many miles you will need for a ticket purchase is straightforward. Earn unlimited miles and miles never expire.

It has been a royal pain w/both the Delta and AA FF programs. This card was named the most rewarding card for airline flights in the Money Magazine. I finally figured out that was their sneaky way of limiting my mileage rewards. There’s no reason for Capital One to credit you for miles you didn’t make money for them with.

So if you get a flight for say $300 then you are using 24,000 miles. See the online application for more information about the terms and conditions for these credit card offers. I got sucked in by their 6 months 0% interest on any balance. You will be reimbursed up to $3,000 per trip. I have usually only had to use 20,000 of my points to go from St. If you can point out a cash rebate card that would capital one miles card consistently net 3-5%, I might be interested.

It does not seem logical to me that they would give preference, so to speak, to a CC company over their own FF'ers. To be covered, you must decline the rental company’s collision/damage waiver. Receive a signing bonus of 10,000 bonus miles when you spend $1,000 on purchases during the first 3 months. Nearly every year we do free round trip business class tickets with AA ff miles for 90,000 each for the two of us -- and get two stopovers. For the past 3 years, I've used my miles for business class tickets from the US to Africa which are 120,000 miles each.

Just recently my wife traveled to the UK at the last capital one miles card miniute and spent $900 on a ticket thru Priceline. I also like the fact that there is no foreign currency charge, capital one miles card which other companies use to really rip you off. So this is like a Christmas Club savings account in a bank--so convenient, but really not to your advantage financially. Apr established by the small business jobs small business loans act of the act, the small business. Capital one offers credit card rewards without the hassles. No hassle, no blackout dates, any airline etc.

With the recent changes they made to how you can use it, it is hard to beat. Doing it this way, you could buy your tickets the day before the flight and use your points to pay for it. Now we get a solicitation for a Capital One card that claims to have no seat restrictions. If your credit card is lost or stolen, you can get an emergency card replacement. I have used my capitalone, as another person said, by booking through Orbitz and then calling capitalone to have my points applied to my ticket purchase.

A more accurate description of the Capital One card is that it's really a rebate card. I don't understand how it could be a "blow" to you. You’re correct that the break even is $8,000/year or $667/month which is easy to hit just using the blue card for essentials such as food, gas, utility bills, car insurance, medical bills, clothing, etc. I prefer to stick with traditional single airline affinity cards or programs like Amex Membership Rewards or Starwood Preferred Guest where it's possible to combine the miles earned from purchases with miles earned from flying and other sources.

Even if you only spend $333.34 on purchases during each of the 3 first months you have this card you will receive this signing bonus. Same for me, I will stick w/the cards I have--I was considering signing up for the Cap One card, but now--thanks to all the knowledge on this board--I see that there is really no advantage in it. I needed 3 tickets which we purchased from Expedia at a discount, then had Cap 1 use the miles in our account to refund the cost of two of them. Also, you can use your points as a credit against travel expenses, so you can still use miles for tickets booked through discount sites, rooms at any hotel, or even inflight meals. I book my own flight any way I want, Orbitz, hotwire, priceline, or any airline, etc., then after it posts capital one miles card to the Capitol one credit card, I just call and tell them to apply my milesone points to that flight. The multiplier used depends on the solicitation you receive.

Actually, the program that we had through Capital One allowed us to buy a ticket to Europe, up to $1000 in value, for 65,000 points. For that same $1000 ticket, we now capital one miles card have to use up 100,000 points.